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affirm by now pay over timeaffirm by now pay over time
How affirm works hereHow affirm works here

Rates from 0–36% APR. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.

Frequently Asked Questions

Frequently Asked Questions
What is Affirm?

Affirm lets you pay for your purchase over time with flexible payment options. If approved, you'll see your options before you check out.

Can I pay off my balance early?

Yes. You can pay off your balance at any time with no penalties.

What happens if I return an item?

If you make a return, your Affirm balance will be updated once the return is processed.

Does Affirm offer 0% APR financing options?

Yes, 0% APR financing options may be available for qualified customers. If approved, you’ll see your options at checkout.

Are there any late fees?

No. Affirm does not charge late fees.

How do I use Affirm?

Select Affirm at checkout, choose your payment plan, and complete your purchase in just a few steps.

Will checking my eligibility affect my credit?

No. Checking your eligibility will not impact your credit.

What payment options are available with Affirm?

Affirm offers 4 interest-free payments every 2 weeks or longer monthly payment plans.

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