Pros Cons
Insurance
  • Free or low-cost
  • Long documentation/approval process
  • Possible denial
  • Limited customization
  • Only basic models provided
Self-Pay
  • Faster acquisition
  • Greater customization/features
  • Can assist with “spending down” for Medicaid approval 
  • Increased cost upfront     

 

Whether from illness, injury, or age, it’s common for many individuals to need mobility devices and home medical equipment for their everyday lives. 


You may have the option of two different “pathways” for getting your medical mobility device: 

  • Insurance Approval: Gain approval from your insurance company (such as Medicare), which will then partially or fully cover the cost of the equipment.
  • Self-Pay: Pay in full for the mobility device yourself. 

Why Consider Your Payment Options?

While it may seem like a “no-brainer” to go through insurance for mobility devices, insurance isn’t always the best option. 

While insurance-approved devices can alleviate some of the financial burden, there are often complicated

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