Financing frequency questions and answers

What is Affirm?

Affirm lets you pay for your purchase over time with flexible payment options. If approved, you'll see your options before you check out.

Can I pay off my balance early?

Yes. You can pay off your balance at any time with no penalties.

What happens if I return an item?

If you make a return, your Affirm balance will be updated once the return is processed.

Does Affirm offer 0% APR financing options?

Yes, 0% APR financing options may be available for qualified customers. If approved, you’ll see your options at checkout.

Are there any late fees?

No. Affirm does not charge late fees.

How do I use Affirm?

Select Affirm at checkout, choose your payment plan, and complete your purchase in just a few steps.

Will checking my eligibility affect my credit?

No. Checking your eligibility will not impact your credit.

What payment options are available with Affirm?

Affirm offers 4 interest-free payments every 2 weeks or longer monthly payment plans.