Who is eligible for Financing?

Bread®

• U.S. residents over the age of 18 (19 for Alabama or Nebraska residents), provided we can verify your identity
• Please note that if you apply to see if you’re pre-qualified and are denied, you won’t be eligible to apply with the same merchant again for the next 90 days

Katapult

• U.S. residents, excluding residents of Minnesota, New Jersey, Wisconsin, and Wyoming
• U.S. residents over the age of 18 for all eligible states